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Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.

Make Allies in the Workplace to Boost your Own Employee Status A pleasant work environment can go a long way. Having allies in the workplace that work with you, opposed to against you, can create an enjoyable calm at your place of employment. While everyone is not going to be best friends in the workplace, the ability to get along is very important. This can be more challenging with some people than others. However, typically when there is a real bad apple in the mix, they tend to weed themselves out with complete alienation. With that in mind, make allies with as many of your co-workers as you can. A healthy work environment makes the actual work go much smoother. If you want to gain allies at work treat everyone with respect. Employees that are known for their fairness and respect for others are the ones that people trust. If something goes wrong on the job, the boss and other employees know that they can get the right version of the situation from the employee that is kind to everyone. You do not have to like people to be kind to them. Co-workers that you do not like personally should be the ones that you greet and discuss work issues with. Other than that, you want to steer clear of your least favorites. The same is true for bosses that are on your least liked list. Simply limit contact to business material and you will cut down on the chances of having altercations. Nothing ignites work hostility more than employees that do not do their share of the work. If you want to have allies in the workplace, be sure that you are doing your job. You will not have to force the issue if you are doing what you are supposed to do. Your co-workers will like having you around and will be pleasant if you are completing the work you need to do. Don’t gossip. This is one of the major ways to create dislike in the workplace. Spreading rumors, or even truths that were confessed behind closed doors can keep the office on edge. If you are the confidant of someone at work, do not take the information they have shared with you and share it with others. If co-workers come to you and bicker about one another, do not chime in. If they are complaining to you about someone, they are complaining about you to someone else. Politely listen and move on. Remember your manners. Sometimes things get hectic at work and we forget our manners. We find ourselves in a hurry, throwing reports at the secretary or interrupting someone’s phone conversation. Try to compose yourself and be polite. Do not forget your manners simply because you are at work. Put forth extra effort to get along with your co-workers that are not easy to get along with. Personalities are going to be in conflict occasionally. There is nothing wrong with being opposed to someone and their views of the world. However, if they are your co-worker or boss, you need to not let that get in the way of you communicating with them. Allies do not have to necessarily be friends. Instead they should be people that are aligned with you because of the job you do and the way that you treat people. Employees that are able to form alliances at work will have a much easier time getting through the day. Also, if something happens on the job and you need help, co-workers will be much more willing to help out if you are someone who is well liked. With that in mind, it is worth your effort to try to gain allies at work.

Some Beginner Tips for Writing a Book (writing a book) Before you begin your book writing adventure, you must research your idea and see if it will fly. Who is going to read it? Who are you trying to appeal to with your words? You must have a general idea of who your intended audience will be. Check out other books. Is there a book already published that resembles your book? What will make your book unique from theirs? If there are similar books already out there, what is going to make your book different and make people want to buy it? If you are still reading, then it is safe to assume that you have your idea under control and are ready to more on in writing a book. Decide on a schedule that is best for you, one that you will be able to stick to. It will be very frustrating to you if have unrealistic expectations and then are unable to stick to them. Your schedule should begin before your research and carry through to the book being ready for publication. Make a detailed outline with the main plot, events leading to that plot, and explicit detail about the characters. By having more information about the character you will be able to become them as you are writing. By having background on them, even if it is irrelevant to the story, it may help while choosing their actions, dialogue, and feelings through out the book. An outline is also a good reference point to come back to double check your timelines and details. You may want to turn of you editing software for your first draft. While writing a book the first draft is when you begin meshing the plot, the characters, and everything together. Grammar, spelling, and punctuation can be fixed later. Remember books do not necessarily have to be written front to back. By writing different chapters or events it may be easier for you to come back and connect them later. Sometimes having the words on the paper and reading will make it easier to fill in the blanks. You are on a role and rough draft is finished. Now is the time to read it. When writing a book reading the rough draft will allow you to make sure that there are no errors in the timeline, that plots link with the characters, and that it all makes sense and flows together. Once you have accomplished that turn your editing software back on. It is time to fix your grammar, spelling, and punctuation mistakes. Now put you book aside. Let it sit for about two weeks or so before you pick it up again. This will give your mind time to be clear and fresh. Now read the book again. Does it still flow and make sense? Do you need to add something or change it? Now is the time. Choose someone to proofread your book for you. If at all possible you should hire a professional editor to do this. But if you cannot ask a colleague or maybe someone else you know with a writing or English background. While giving professional advice they will also be able to offer you and unbiased opinion. They will be able to see if there is a jump in the timeline you didn’t notice or if you had a character in the beginning and they just disappeared. The last thing to do while writing a book is creating the final draft. The final draft should be error free. This is your last chance to change anything before it goes to the publisher. Now is when all that time you spent writing a book comes together to make its trip to publication.