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Copyright infringement insurance coverage Do You Need Copyright Infringement Insurance Coverage? People are creating more content now than ever: eBooks, blogs, web journals, MySpace Pages, Podcasts. Every where, in abundance, you’ll find people sharing their ideas and opinions, and creating entertainment for everyone. However, with all the resources available to us, how can we be sure that we’re not violating copyright law? Should we have copyright infringement insurance coverage? Copyright infringement is the act of using someone else’s copyrighted material – in any form – in our own use without proper allowances. In order to be allowed to use the material, all we may need to do is ask and give the owner royalties, attribution, or some combination thereof. But, occasionally, it’s easy to forget that we need to ask before we use something without rights. You’re allowed to use copyrighted works in a number of forms – educational and instructional uses, parody, commentary, and news are all forms where you don’t need to ask for use – it’s considered fair use under the copyright law. However, even if you’re using the item of copyright in one of these forms, it would still be wise to inform the owner of your intent before using it. Of course, you should contact a copyright lawyer before using anyone else’s work(s), but to keep yourself safe, copyright infringement insurance coverage may be a good bet for you and your colleagues. Should you have copyright infringement insurance coverage? Although this is a new concept, it is one we should look at closely as creators. A well-known adage “there is no completely original idea” comes into play in our current age – while it’s entirely possible for us to have a thought, and act upon the thought – there may be, somewhere, someone who has created close to the same material as we have, without our knowing. Did we create it first? Did they? Would they be able to sue you for copyright infringement? These are the things to ponder as we create our media – should we have copyright infringement insurance coverage? What is copyright infringement insurance coverage? This coverage would be insurance for covering the cost to settle lawsuits brought in regards to copyright infringement – it would be a small amount of coverage. For example, you would only need around $5,000 to cover the court and attorney fees associated with a case, if a suit were brought against a person. Theoretically, you would only pay under $25 per year and would cover up to the five thousand dollar settlement should a case be brought against you. How would you use copyright infringement insurance coverage? Hopefully, you’d never have to use your copyright infringement insurance coverage. But, it would be there in case a charge was ever brought to you on copyright infringement With so many of us – bloggers, columnists, podcasters – creating our own content, it’s in our best interest to consider something such as this. We may not always get the rights we need in order to use a work, either whole or in part. As you can see, it can be critical to have copyright infringement insurance coverage as a blogger, podcaster, columnist, or other content creator. It’s imperative that we know our rights to use something (or to NOT use something) and what we can do to protect yourself. Copyright infringement can carry a serious penalty, and insurance coverage is a good way to insure that you’re protected from hefty fines. Talk to you current insurance provider and copyright lawyer to find out what you need to do, and what you need to know, to get proper insurance for your needs.

Following Up on Fallacies about Getting Free Stuff “Free stuff” – the mere whisper of the words is often enough to make many people throw common sense out the window and head for the free goods like a missile to a target. And then there are those people whose eyes glaze over when they hear those words, because they can’t believe anything worth having can actually be free. The truth about free stuff is really somewhere in the middle. Yes, you can really and truly cash in on many freebie deals for things that you want to have, but a healthy sense of cynicism about free gear is also useful. Here are some of the important things to keep in mind about free stuff. The first myth you should throw out the window is that nothing good comes for free. The fact of the matter is that the price tag on a good doesn’t always match up to the quality, and there are many great free things out there. Case in point: music. Sure, everyone has heard the scare stories about file sharing online, and maybe some big record labels will come after you if you focus on their artists. Dig a little below the surface, however, and you can find a whole new world of really great bands that are more than happy for you to listen to their music over and over again. The same goes for free software. People on the cutting edge of technology who have a passion for creating new and efficient applications often develop open source code software. They’re doing it for the love of it, and they often have more talent than any ten suit-and-tie tech guys trying to hock their latest product for a mega profit margin. Here is where the reality part comes in, however. Yes, you can find wonderful things that are completely free – but yes, you can also find a lot of free things that aren’t worth your time at all and in some cases can cause you a lot of trouble. The net is a great place to fall victim to a “free stuff” scam, but you can also sometimes come across these scams in the mail as well. If something is free, but requires you to give your credit card number or bank details, run the other way. Another myth people have about free stuff, especially free stuff on the internet, is that when you try to cash in, the only free stuff you will be getting is an inbox full of more spam than you can handle. The truth about this is, well, that is can certainly be true. Many companies give away free things in exchange for your email address, so they can try to hit you up to purchase things in the future. What makes this a myth, however, is that it can be avoided. If you don’t want to choke on an inbox of spam, and who could blame you, set up a special (free) email account that you will use exclusively for freebie hunting. You’ll have the best of both worlds. The last myth about free stuff involves the “catch” people are always looking for. Often, for free stuff, the catch is a bit of junk mail or email or the fact that you have to submit to a time consuming survey. Sometimes, the catch is that if you get free stuff through a trial offer, if you don’t cancel it, it keeps coming, and this time you have to pay. The truth about these catches is, however, that the catch is in the eye of the beholder. These things don’t make products any less free; so don’t write off every free offer offhand. You might just find a catch you can live with to get a great free product you really want.

How to Work the Internet to your Advantage in a Job Search Are you on the hunt for the perfect job? If you need a new job and you are spending every day running out and buying a paper and flipping through the classified ads, you are way out of date. The newest way to find a job is to use the Internet in your job search. After all, nearly everything else people do these days is done online, so why not looking for your next job. The best part is that the Internet is much better than the classified ads in your local paper when it comes to finding a job you love. When you search for a job online, you have a world of employment opportunities right at your fingertips. There are many ways you start your search for jobs online. There are several websites that are dedicated just to job hunting. On these kinds of sites, you can search through a database of literally thousands and thousands of jobs until you find some that appeal to you. Most of these websites let you search for jobs using many different criteria, from job location to job field to starting salary to jobs that let you work from home. These websites can be a wonderful way of getting a feel for what kind of jobs are out there and what the going rate of pay is for any job in any industry, and how that pay fluctuates regionally. In addition, these sites are also ideal if you are thinking of moving, and want to move to someplace you can find a job. If you don’t care where you move, you can look for cities where the job market is hot. If you know where you want to move, you can look for jobs in your desired city and get the inside track on the job market from no matter where you are. Additionally, on these job listings websites, you can upload your own resume to the site. That way, you can apply to jobs through the website with the click of a button, and potential employers can find you when they are looking for someone with your skills. Another way you can use the Internet to your advantage when you are hunting for a job is to build your own job hunting website. Create a website that showcases your resume and all of the work experience you have. You can set out your career objectives and show off any special skills you have. Having your own website is a great way to direct potential employers to where they can find more information about you and is a handy way of getting the message across about skills or achievements you have that may not be right for inclusion on your resume. If all of this sounds like casting the net a little too wide for your tastes, the good news is there are now local job listings websites in most towns. These websites work in much the same way was the larger job hunting websites, but they only list local jobs and only allow local workers to upload their information. Remember that the Internet cuts both ways when looking for a job. Just as you might Google a potential employer, so they may Google you. Be thoughtful about what you post about yourself on the Internet. If you don’t want your potential boss to know about that time you had too much to drink and passed out in your friend’s front lawn, don’t post the picture online. Likewise, be careful when blogging about political, religious or off-color topics. Almost anything you say online can be traced back to you, and may be used against you in a job hunt.